Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23 and 2) $200 in qualifying direct deposits within 45 days of opening. To start earning interest on your Spruce Savings Account, simply opt in through the Spruce app or at. This rate is variable and can change without notice. The Annual Percentage Yield (APY) is accurate as of 04/05/24. Funds are generally made available when payment instruction is received, which may be earlier than scheduled payment date. To start earning interest on your Spruce Savings Account, simply opt in through the Spruce app or at .Įarly access depends on when payment is submitted. The Annual Percentage Yield (APY) is accurate as of. See Spruce Rewards powered by Dosh Terms for details. Cash back earned by qualifying purchases will be deposited in your Spruce Savings Account. Check the Spruce app for offer availability.

Cash back offers and amounts may vary by user, merchant location and offer period. Google Play and the Google Play logo are trademarks of Google LLC. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.Īpple and the Apple Logo are registered trademarks of Apple Inc. Spruce℠ Spending and Savings Accounts established at, and debit card issued by, Pathward®, N.A., Member FDIC, pursuant to license by Mastercard®. Spruce fintech platform is built by H&R Block, which is not a bank.

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